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Anyone can be a victim of identity theft


It can happen in minutes, and take years for the fallout to stop.
More and more people from every walk of life are victimized each day. The results can be overwhelming; a loss of time and money spent by victims trying to put their lives and finances back in order.

Pre-Paid Legal’s Identity Theft Shield is an affordable solution to combat a growing crime that knows no boundaries.

Posted in crime, electronic media, identity theft, legal services, scams.

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Red tape layers make for sticky ID theft solution

State, county, courts must coordinate efforts a lot better
BY MARY MITCHELL Sun-Times
For the last three years, Virgil G. Vaughan has been trying to get his life back.
Vaughan is the victim of a particularly loathsome form of identity theft.

On Jan. 30, 2007, Gliance B. Vaughn, a stepbrother, was arrested and charged with driving under the influence. Vaughn, whose license had been revoked, fraudulently identified himself as Virgil Vaughan.

Posing as Virgil, Gliance was able to bond out of jail despite having a lengthy arrest record, and before his fingerprints tipped off police to his scheme. There was never a suspicion that the real Virgil Vaughan had anything to do with the fraud. Still, he has been unable to scrub his stepbrother’s illegal acts from his driving and criminal records. The real Virgil Vaughan is three classes short of earning a bachelor’s degree from the University of Alabama at Birmingham.

But until the Illinois secretary of state, the Cook County state’s attorney’s office and the Illinois State Police coordinate and update their databases to clear Virgil G. Vaughan’s name, he is the one who is being treated like a criminal. He was turned away by several prospective employers, including the Transportation Security Administration in 2008 and the U.S. Border Patrol in 2009.

“For a whole year, I was unemployed. I put in applications everywhere and ended up finding a job at a factory doing labor work because they really didn’t do a background check,” Virgil told me. “It’s a terrible job, but I need the money.”

Gliance was paroled in February after spending a year at Logan Correctional Center on a DUI charge, his fourth.

Although their last names are spelled differently, Virgil G. Vaughan and Gliance B. Vaughn had the same father. He passed away 13 years ago. Virgil’s mother paid $1,500 to a lawyer in an attempt to get the negative information removed from her son’s driving record. But despite obtaining two court orders that were signed by a Circuit Court judge, the lawyer who represented Virgil informed him on Nov. 26, 2007, that his license was “still revoked.”

“Apparently they are disregarding the two court orders that I sent to their office, attorney Bruce E. Brandwein wrote.

Even after the Illinois secretary of state removed the revocation and DUI charge from Virgil’s driving record, there was another problem.

“From our perspective, Virgil G. Vaughan got a court order that he was a wrongful defendant,” said Beth Kaufmann, a spokeswoman for Illinois Secretary of State Jesse White. “We need a court order that says the DUI that appears on Virgil Vaughan’s record should be part of Gliance’s record, and shows the date of the offense, and the date of the conviction,” Kaufmann said.

Besides hiring a lawyer, Barbara Sanders, Virgil’s mother, hounded two assistant state’s attorneys and made countless phone calls to the secretary of state’s office in Springfield. What Sanders didn’t know, and what no one told her at the time, was that until the “Virgil Vaughan” record was purged, the derogatory information would continue to show up in a background check for “Virgil Vaughan.”

“We didn’t know there was another layer,” she told me. “We were just dealing with the secretary of state. If lawyers don’t know this stuff, then you can’t expect citizens to know it.”

On Tuesday, Assistant State’s Attorney Guy Lisuzzo filed an “Identity Theft Order” on behalf of Virgil Vaughan asking that the State Police, among others, remove his name from all official records in connection with the listed arrests and convictions. I hope he dotted all of the i’s and crossed all of the t’s because this bureaucratic snafu is the kind of thing that can take a promising young man down.

    Victims of this kind of identity theft can obtain a “Petition for Correction and Sealing of an Arrest and Conviction Record Due to Identity Theft,” from the clerk of the county Circuit Court’s office or go online to www.clerkofthecircuitcourt.org.

    Better yet, surf over to Pre-Paid Legal to learn out more about how you can protect yourself against this, and other types of, identity theft.

Posted in crime, identity theft.

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The first $1,000 iPhone App

from TechCrunch

When we first wrote about BarMax in January, there was a lot of interest in the iPhone app for one obvious reason: it cost $999.99. While it may not have been the first $1,000 app (the useless gimmick app, I Am Rich, can claim that title), it was the first to seemingly be worth the high price tag. Apparently, users have agreed. As the app meant to help law students pass the bar exam is already profitable and ready to roll out a version to cover another state: New York.

The first BarMax was specific to California because each state has different bar exams. This second version will cover New York’s version—effectively doubling the number of people who will find the app useful. Between those two states, they’ll have almost half of all bar exam test takers covered, company chairman (and the guy behind the original idea), Mike Ghaffary, tells us. To be clear, this latest version will be a separate app from the first one (called BarMax NY), but that’s just as much because of app size limits—these apps have so much information in them that they’re over 1 gigabyte in size.

As I said above, the California version has done very well. Ghaffary says that over 100 students have downloaded the app so far. That may seem like nothing, but remember, we’re talking $1,000 here. That means the app has rung up over $100,000 in sales—in case it’s not clear enough, that’s the same as a $0.99 app being sold 100,000 times. In fact, these 100+ sales have been enough to make the entire venture profitable, Ghaffary says.

And the students who have downloaded BarMax clearly like what they’re getting for their money: the app has a 4.5 star rating in the App Store (out of 5 stars). Why are they so happy with a $1,000 app? Because it’s anywhere from 1/3 to 1/4 of the price of its main competitor, BarBri, which has dominated the bar exam test prep space for decade. Clearly, they’re shaken up by BarMax’s entry into the field. And again, BarMax was just in California so far, with New York in the mix now, they’ll have a whole other reason to worry.

And BarMax isn’t stopping there. With the money they’re making, they’ll be extending to other states as well. Next in the pipeline are Illinois, Texas, and Florida, Ghaffary says. They’re also hard at work on an iPad-specific version of the app, built from the ground-up. This will take a while to build out, but Ghaffary expects huge things from it when it’s ready.

Ghaffary also notes that not only is Apple comfortable with the pricing of BarMax, “they love this thing.” The fact that they’ve featured it in the App Store in recent weeks seems to prove that. Last week, the $1,000 app was #6 in the What’s Hot area of the App Store, and it’s the #36 in top grossing apps, Ghaffary says. And that doesn’t count the thousands of users who are downloading the free ethics exam (a separate exam you have to take) version.

Some of you may have read about the incident of a kid accidentally buying the $1,000 app. Ghaffary says they were ready to step up with a refund, but Apple beat them to it. BarMax NY was submitted late last week to the App Store for approval, look for it soon in the store. Meanwhile, you can find the CA version here—but don’t click to buy by accident.

Posted in Internet shopping, electronic media.

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